A title represents legal ownership of a property. Although specific recording procedures vary by state, most states require that every title transfer be recorded with the local county recorder's office for ownership to be considered valid.Before purchasing a property, it's essential to verify that the seller holds a valid and clear title. You can conduct a title search yourself at the county recorder’s office or hire a title insurance company to perform the search for a fee.
We provide comprehensive and customisable title search services to support property transactions, underwriting, and legal due diligence. Our offerings include:
A Current Owner Search focuses on identifying the present title holder of a property along with the most recent deed containing consideration. The search is conducted in reverse chronological order, starting from the current date and working backward. This search captures key details such as the vesting deed, current tax status, county assessment data, open mortgages, judgments, liens and the legal description of the property. Current Owner Searches are commonly performed for the origination of home equity loans, short sales, foreclosure auctions and pre-tax auctions.
A Two-Owner Title Search examines the last two owners in the chain of title for the subject property. The search is conducted by reviewing records from the current date backward. Key details captured during the search include: Vesting Deed, Current Tax Status, County Assessment Information, Open Mortgages, Judgments and Liens, Legal Description of the Property. This search is typically performed for Home Equity Loan Origination, Short Sales, Foreclosure Auctions and Pre-Tax Auctions.
Comprehensive Title Search for Current and Previous Owners. Our detailed title search covers both current and past property owners, ensuring a thorough investigation of the full chain of title. This search will identify all owners and report any liens, judgments or legal claims associated with the property. The search process includes running names against general liens, such as judgments and federal tax liens, for the full statutory period applicable to the state. Any defects, liens or encumbrances found in the documents revealed by the search will be reported as exceptions, unless properly addressed. In addition, we conduct searches related to property liens, easements, CC&Rs (Covenants, Conditions and Restrictions), agreements, resolutions and ordinances that may impact the real property. For an additional fee, we also offer historical title searches extending up to 50 years.
We also conduct an updated search on the subject property, covering the period from the date of the last search to the current date. A comprehensive report is generated, detailing all documents posted and recorded during this timeframe. This search is completed right before the closing takes place to ensure all information is current and accurate.
We locate and review the full value deed to initiate the title search and establish the chain of title. Use Case: Often used for chain of title verification and transaction prep.
We conduct thorough searches to identify any open Mortgages or Deeds of Trust associated with the subject property. This includes reviewing and uploading all relevant documents such as Assignments, Modifications, Subordinations and Substitutions of Trustee to the file.
We verify whether there are any outstanding judgments against the borrower using LexisNexis. All search results and supporting documents are uploaded to the file for review.
Our team checks for any closed liens still appearing on title. If any are found, we request the appropriate release or Paid-in-Full letter and initiate judgment payoff requests as needed.
We investigate whether the borrower has filed for bankruptcy by conducting a search through the PACER system. All findings and documents are uploaded to the file.
We provide up-to-date real estate tax information for both insured and uninsured products. Our services cover a broad range of U.S. jurisdictions and offer fast turnaround times. We currently operate through the Netronline application in 36 states. Suntel Global Services delivers cost-effective solutions - up to 50% savings compared to traditional local title agencies - without compromising on quality or speed. Most tax and title searches are completed within 24 hours.
Why Choose Suntel Global for Mortgage Services?
Our Property Title Search is a fast, convenient way to protect yourself from purchasing properties with hidden issues. Simply enter the property address into the form above and follow the registration steps to get started.
We meticulously review abstractor notes and attached documents to verify chain of title, legal descriptions, name consistency, and document clarity. Issues are escalated for correction when needed. Final data is accurately typed into online systems, XML, or proprietary formats—with a turnaround time of 2 hours or less.
We perform online searches, phone verifications, and communication with tax authorities to confirm assessment data, delinquent tax status, parcel updates, and more. Our team also handles fast and accurate tax status typing using your search documents.
Our team captures essential data such as easements, restrictions, tax details, and encumbrances to prepare complete and compliant commitment reports.
We retrieve newly recorded documents, assignments, tax payment confirmations, and more—verifying recording status and monitoring updates for ongoing accuracy.
We build and maintain customized title plant databases with day-forward posting for all document types. Our process includes verifying data against local subdivision and survey records and indexing by name and geography.
We perform comprehensive audits of loan documents to ensure completeness and compliance. Each file is reviewed, indexed by document type, cleaned of duplicates, and prepared for archival or digital storage.
We monitor and record key updates such as policy renewals, cancellations, reinstatements, and deletion of interest notices.
We correct file order issues, address missing or damaged pages, and ensure documents are fully linked and properly indexed for retrieval.
We monitor public records daily to identify new property transactions, liens, and sales—compiling actionable mailing lists for your marketing or outreach needs.
Our team indexes and searches commercial lien filings for credit reviews and lien/release verifications, maintaining a reliable UCC database.
At Suntel Global, our Title Commitment Typing services are designed to deliver fast, accurate and comprehensive support throughout the title process. Our experienced team ensures the precise preparation of commitment reports, document retrieval and data entry using industry-standard formats and custom systems.
A title search is a detailed examination of public records to verify the legal ownership of a property and identify any claims, liens, or encumbrances that may affect the title.
A title search helps ensure that the property you are buying or refinancing has a clear title, protecting you from unexpected legal issues such as unpaid taxes, liens, or undisclosed heirs.
Title searches are commonly ordered by real estate agents, attorneys, mortgage lenders, investors, and buyers involved in property transactions or legal matters involving real estate.
The timeline can vary based on the property's location and complexity, but a typical title search takes anywhere from 24 to 72 hours. Some cases may take longer if additional research is required.
A title search report generally includes ownership history (chain of title), outstanding mortgages, liens, judgments, easements, restrictions, and any legal claims against the property.
No. A title search uncovers issues with a property's title, while title insurance protects against future claims or disputes after the property is purchased.
A current owner search reviews the property's title during the current owner's period of ownership, whereas a full title search examines the entire ownership history, typically going back 30–60 years, to ensure a complete and clear title.
While it’s possible to search public records yourself, professional title search companies have the tools and expertise to conduct accurate and comprehensive searches, minimizing the risk of missing critical information.
Typical issues include unpaid property taxes, outstanding mortgages, liens, judgments, boundary disputes, and unknown heirs with potential ownership claims.
Costs vary depending on the type of search and location.
Safeguard your property from future disputes with our comprehensive title insurance. Reach out for details.